FullCover AI
The agentic submission desk for independent insurance agencies.
An agentic operations layer that sits on top of an agency's existing AMS and runs the money workflows of a small-commercial book — placement, bind, service, renewal, and commission recovery. Agents work autonomously, then stop at a review queue where a licensed human approves anything touching a carrier or client.
See FullCover AI in action
What it does
The core capabilities that ship inside FullCover AI.
6 specialized agents
Each agent owns one part of the workflow and hands off to the next — a coordinated team, not a single chatbot.
Submission Desk
Answers calls and messages, captures the details, and books the next step — 24/7, in a natural voice.
Appetite Engine
A specialist agent inside FullCover AI, working autonomously with the rest of the team to close its part of the workflow.
Bind Agent
A specialist agent inside FullCover AI, working autonomously with the rest of the team to close its part of the workflow.
Renewal Desk
Answers calls and messages, captures the details, and books the next step — 24/7, in a natural voice.
E&O Sentinel
Watches for compliance, fraud, and policy violations, and blocks risky actions before they happen.
Commission Recovery
Hunts for money leaking out of the operation and recovers it — with an evidence trail for every dollar.
One autonomous pipeline
Each agent completes its specialty, then passes the work forward — with a human approving anything high-stakes.